Multi-Sector Allocation Investment Process

- Define client mandate, gaining understanding of return objectives and investment guidelines
- Establish benchmark and incorporate guidelines into allocation process
- Create strategic portfolio
- Develop long-term projections for returns, volatilities and correlations
- Discuss medium and long-term outlook and define investment framework based on results of Investment Policy meeting
- Determine yield curve positioning, duration decisions, and expected sector returns/volatilities
- Determine tactical sector allocations
- Incorporate credit outlook, fundamental analysis, interest rate outlook and political outlook
- Coordinate viewpoint of sector specialists across investment grade, high yield, non-U.S. dollar/currencies and emerging markets debt
- Monitor the underlying portfolios in accordance with firm-wide risk and attribution systems
- Review vis a vis client investment guidelines